Which insurers AI recommends in Nepal

We asked ChatGPT and Google AI Mode the 196 questions people in Nepal ask about insurance, 392 answers in all. Shikhar Insurance, Nepal Life Insurance Co., and NLG Insurance are the insurers AI names most.

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INSURANCE AI VISIBILITY STUDY · NEPAL

Who AI recommends among insurers.

Edition 1 · October 20, 2026

Every figure on this page comes from answers given on one day, to the same questions, asked in English on each engine.

196buyer questions
392AI answers analysed
2AI engines
26insurers tracked

Short answer: Shikhar Insurance is the insurer AI recommends most in Nepal: ChatGPT and Google AI Mode name it in 26% of answers to 196 insurance questions. Next come Nepal Life Insurance Co. (17%) and NLG Insurance (16%).

The full report is free with a work email: every question with the insurers each engine named, the sites AI cites and the data as CSV and PDF. Open the full report.

KEY FINDINGS

What AI tells people in Nepal.

  1. Shikhar Insurance is the insurer AI names most: it appears in 26% of answers.
  2. Shikhar Insurance, Nepal Life Insurance Co., and NLG Insurance together take 30% of all insurer mentions.
  3. Shikhar Insurance is also the insurer AI names first most often, in 15% of answers.
  4. Every engine names Shikhar Insurance most often.
  5. Shikhar Insurance appears in 32% of Google AI Mode answers but only 19% of ChatGPT answers.
TOP 10

The insurers AI names most often.

Visibility is the share of answers that name the brand, averaged over every question and engine. Share of voice is the brand’s share of all mentions.

01Shikhar Insuranceshare of voice 13%26%
02Nepal Life Insurance Co.share of voice 8.8%17%
03NLG Insuranceshare of voice 8.1%16%
04Himalayan Everest Insuranceshare of voice 6.8%13%
05IGI Prudential Insuranceshare of voice 5.2%10%
06MetLife Nepalshare of voice 5.1%9.9%
07Siddhartha Premier Insuranceshare of voice 4.8%9.4%
08Sanima GIC Insuranceshare of voice 4.6%8.9%
09Prabhu Insuranceshare of voice 4.2%8.2%
10Sagarmatha Lumbini Insuranceshare of voice 4.1%7.9%
BY ENGINE

Each engine has its own favourites.

ChatGPT
  1. Shikhar Insurance19%
  2. Nepal Life Insurance Co.17%
  3. NLG Insurance14%
  4. Himalayan Everest Insurance14%
  5. Sanima GIC Insurance13%
Google AI Mode
  1. Shikhar Insurance32%
  2. Nepal Life Insurance Co.17%
  3. NLG Insurance17%
  4. IGI Prudential Insurance13%
  5. Himalayan Everest Insurance13%

Loading the full report…

QUESTIONS

Frequently asked questions.

Which insurer does AI recommend most in Nepal?

Shikhar Insurance is the insurer AI recommends most in Nepal: ChatGPT and Google AI Mode name it in 26% of answers to 196 insurance questions. Next come Nepal Life Insurance Co. (17%) and NLG Insurance (16%).

Which insurer does AI name first most often in Nepal?

Shikhar Insurance is named first in 15% of answers, more often than any other insurer.

Do ChatGPT and Google AI Mode recommend the same insurers?

Not always. The insurer each engine names most: Shikhar Insurance on ChatGPT (19%) and Shikhar Insurance on Google AI Mode (32%).

How was this study made?

We asked ChatGPT and Google AI Mode the same 196 questions people in Nepal ask about insurance, in English, on October 20, 2026: 392 answers in all. An insurer counts when the answer names it; every question has the same weight on every engine.

Where can I get the full report?

Free with a work email at https://reaudit.io/rankings/studies/insurance/nepal#full-report: every question with the insurers each engine named, the sites AI cites and the data as CSV and PDF.

How can an insurer appear more often in AI answers?

AI engines name the insurers that the pages they read and cite name: your own pages, comparison sites, news and official sources. Answer buyers’ questions clearly on your site, be present on the sites AI cites in your market, and track the questions that matter on every engine.

METHOD

How this study was made.

Period
October 20, 2026
Questions
196 questions in 8 topics, written the way people in Nepal search
Engines
ChatGPT, Google AI Mode
Answers
392
Counting
A brand counts when the answer names it. Every question has the same weight on every engine; repeated runs of a question are averaged. Comparison sites, brokers and public bodies are measured too, but ranked separately from insurers.
  • Car & Motorbike Insurance · 25
  • Home & Earthquake Insurance · 24
  • Health Insurance · 25
  • Life Insurance, Savings & Retirement · 25
  • Business & Agriculture Insurance · 24
  • Travel, Trekking & Foreign Employment Cover · 23
  • Comparing Insurers · 25
  • Claims & Customer Service · 25
  • Which insurer gives the cheapest full (comprehensive) insurance for a car in Kathmandu?Car & Motorbike Insurance
  • Which insurer offers the best house insurance with earthquake cover in Nepal?Home & Earthquake Insurance
  • Which is the best health insurance in Nepal for a family?Health Insurance
  • Which is the best life insurance company in Nepal for a 30-year-old?Life Insurance, Savings & Retirement
  • Which insurer is best for small business insurance in Nepal?Business & Agriculture Insurance
  • Best travel insurance for students going to Australia from Nepal?Travel, Trekking & Foreign Employment Cover
  • Which are the top 10 insurance companies in Nepal?Comparing Insurers
  • How do I claim vehicle insurance after an accident in Nepal?Claims & Customer Service

How to cite: Reaudit, Insurance AI Visibility Study — Nepal, edition 1 (October 20, 2026). https://reaudit.io/rankings/studies/insurance/nepal

YOUR BRAND

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OTHER MARKETS

Read the study for another country.